Florida
Liability Transfer

Broad Form Indemnity Risk Checker in Florida Construction Contracts

Broad-form indemnity forces the subcontractor to defend and indemnify the general contractor even for the GC's own negligence. Many states have anti-indemnity statutes voiding these clauses — but they still appear in template contracts every day.

Legal Risk · Florida

Broad-form indemnity is permitted ONLY if a monetary cap is stated in the contract.

Florida Statute §725.06 — indemnity in construction contracts must have monetary limit specified

Potential Dollar Impact
$50,000 – $2,000,000+ per incident

Typical exposure per project when a Broad-Form Indemnity clause slips into a signed contract.

If you're the General Contractor

Florida requires you to state a dollar cap on subcontractor's indemnity — otherwise the clause is void.

If you're the Subcontractor

If your Florida sub has no dollar-cap language, the indemnity is unenforceable under §725.06.

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Sample Redline · Florida

The clause we flag — and the one we help you write instead.

Risky boilerplate
Common Broad-Form Indemnity clause
“Subcontractor shall indemnify, defend, and hold harmless Contractor from and against any and all claims, damages, losses, and expenses arising out of or resulting from the Work, including claims caused in whole or in part by Contractor's own negligence.”
Vowpace-recommended
Safer Florida-friendly rewrite
“Subcontractor shall indemnify Contractor only to the extent of Subcontractor's own negligence or willful misconduct. Nothing herein shall require Subcontractor to indemnify Contractor for Contractor's sole or partial negligence, consistent with applicable state anti-indemnity statutes.”
Three things to watch during negotiation
  • 1Confirm your state's anti-indemnity statute — clauses violating it are unenforceable.
  • 2Comparative indemnity (to the extent of your own fault) is the industry-safe standard.
  • 3Make sure your CGL policy's Additional Insured endorsement matches your indemnity obligation — never assume more than your insurance covers.
More Florida clause guides
Same clause in other states
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Vowpace AI is a milestone management and productivity tool. It does not provide legal advice, legal analysis, or binding legal services. Users are solely responsible for verifying and confirming AI-extracted milestones.